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  1. Definitions.


  • Cookie(s)” means a small text-only files in an alphanumeric format that are stored on Your browser or your device if You agree when You access our Website;


  • Cookie Policy” means this Policy;


  • iParama / Us / Our” means iParama Ghana Limited;


  • Privacy Policy” means the iParama’s Privacy Policy;


  • Services” means the payment gateway services provided by iParama;



  • Third Party Services” means including without limitation services that involve any third party(s);


  • Website” means iParama’s website, which can be accessed via this URL:


  • User” means an entity that is registered on iParama to avail its Services;


  • You/ Your” means the same as the User;


1.1 By using this Website (, any of Our Website(s), Platforms, or Services, You acknowledge, agree, and consent to the Cookie Policy and Our collection of Cookies. This Policy, along with Our Merchant Terms of Service, Privacy Policy [to be updated], and any policy(s) that apply to Our Services, form a legal agreement between you and iParama Ghana Limited (“iParama”).

2. Information about Our use of cookies.

2.1  Our Website uses cookies to distinguish You from other users of Our Website. This helps Us to provide You with a tailored experience when You browse Our Website and also allows Us to improve Our Website and display content in line with your interests. Please read this Cookies Policy together with Our Privacy Policy for details on what this means for You.

2.2  Please be aware that blocking some types of cookies may impact your experience of the Website and the Services we are able to offer.

2.3. Our Website never stores personal or personal information they simply hold a unique random reference to You so that once You visit Our Website we can recognise who you are and provide certain content to You.


3. What are cookies?

3.1 Cookies are small text-only files in an alphanumeric format that are stored on the User browser or the User device if You agree and consent when You access Our Website. Cookies are collected by Our servers and those of Our partners and the User’s web browser will keep these cookies for certain periods of time that varies according to specification.


4. Cookies used on this Website.

4.1. For general information on some of the types of cookies we use (including but not limited to), and the purpose of which we use them, please see the sections below.

4.1.1  Strictly necessary cookies: these are cookies that are required for the operation of Our website. Without these cookies, Service(s) You have asked for cannot be provided. You can set your browser to block or alert You about these cookies, but some parts of the Website will not then work.

4.1.2 Analytical/performance cookies: these allow us to recognise and count the number of visitors and to see how visitors move argound Our Website when they are using it. This helps us to improve the way Our Website works, for example, by ensuring that users are finding what they are looking for easily. If You do not allow these cookies we will not know when You have visited Our Website or used Our Service, and will not be able to monitor the performance of the Website.

4.1.3. Functionality cookies: these are used to recognise You when You return to Our Website. This enables us to personalise Our content for You, greet You by name and remember Your preferences (for example, Your choice of language or region). If You do not allow these cookies then some or all of these aforementioned cookie Service(s) may not function properly.

4.1.4  Targeting cookies: these cookies record the User’s visit to Our Website, the pages You have visited and the links You have followed. We will use this information to make Our Website and the advertising displayed on it more relevant to Your interests.


5. How to manage and block cookies.

5.1  You can change Your cookie preferences on Our Website at any time by accessing Our Cookies settings  including withdrawing any consent You provided at any time.

5.2  You can also manage cookies by activating the setting on Your internet browser that allows You to refuse the setting of all or some cookies. We have set out below links to instructions for how to do this for desktop and mobile browsers:

Desktop browsers 

·      Google Chrome

·      Firefox

·      Safari

·      Internet Explorer

Mobile browsers:

·     Google Chrome on Android

·     Firefox on Android

·     Safari on iOS


6. Third party partners.

6.1. Further to the cookies which are placed by us to collect information about You, we also use Third Party cookies which are placed by Third Parties and information may be shared with and used by the relevant Third Party for their own purposes.

7. Need more cookies information?

7.1. We understand that You may have separate questions or concerns about this Cookie Policy or Our privacy practices. Please feel free to contact us at:


Last Updated in October 2022



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